Online casinos that accept Mastercard are available across many US states. There are credit, debit, and prepaid versions of Mastercard available, so players may find they have several options to choose from.
We will cover topics such as potential charges, using Mastercard to fund a casino account and potentially make withdrawals, and look at the pros and cons of using it. We will also consider the bonus situation and whether using Mastercard might provide access to a bonus - or exclude us from claiming one. And with that said, let us get started!
As with all casino payment methods, not every casino will accept Mastercard, so we've rounded up what we consider to be the best casinos that do.
PlayStar Casino allows Mastercard as a payment method and is well worth signing up to for the welcome bonus. New sign-ups can claim a deposit match up to $500 plus 500 free spins. Plus there are lots of other rewards and bonuses to claim along the way including a loyalty program and 'game of the week' bonus.
This casino is currently only available in New Jersey, but if that's your state, you'll find plenty of games to get stuck into. The mobile app is available on Andriod and iOS, making it accessible to everyone.
Wheel of Fortune Casino has a wallet-friendly sign up bonus where if you deposit $10, you'll be given an extra $40 credit to play with. Perfect if you don't like to make a large first deposit but are still keen to play the games on offer. It also accepts Mastercard as a payment method, making it easy to get started.
There's 450+ titles in the game library than spans a variety of game types, including popular casino games such as Wheel of Fortune Games (unsurprisingly), other slot games and table games. There isn't an app available right now, but the mobile site works well.
If you're looking for an online casino that accepts Mastercard and has a generous bonus, then you might want to pay attention to BetMGM Casino. This casino offers a hefty deposit match of up to $1000 plus a $25 free bet. There's an app available for iOS and Android users, meaning you can access it on most devices.
With over 2100 games, you'll be spoilt for choice on what to spend your welcome bonus on. There's games from all the popular categories available, including poker, other table games and lots of slots titles.
Online casinos often have areas they excel in (and some where they fall short). It's helpful to know which casinos do well in which areas, because if you're looking to play poker, for example, you'll want to choose casino that is known for it great poker games.
Below are some of the top casinos and we've categorized them into what they do best.
| Category | Best Casino |
|---|---|
| Best mobile casino | PlayStar Review |
| Best for slots | Hard Rock Bet Review |
| Best live casino | Golden Nugget Review |
| Best for roulette | Caesars Casino Review |
| Best for blackjack | DraftKings Casino Review |
| Best for poker | Pokerstars Casino Review |
| Fastest withdrawal | BetMGM Review |
Using Mastercard to make a deposit at a casino is as simple as making any other online purchase using a Mastercard. Simply sign up to the casino and follow the steps below:
Note, while there are usually no fees imposed by the casino, your card provider may charge you some fees. So it's best that you check with your bank or card provider before you decide to fund your account via Mastercard.
Not all casinos allow withdrawals to a Mastercard, so it's worth checking before you make a deposit. If the casino you've been playing at uses Mastercard withdrawals then the process is relatively simple - although not usually instant.
To withdraw from most casinos:
The withdrawal process can take anything from 0-10 days, depending on the casino.
It's important to pay attention to ewaiting times when it comes to deposit and withdrawal methods. Generally most payment methods are pretty instant, and Mastercard is included in that list. Your deposit should reflect in your account just seconds after you have confirmed the transfer.
Withdrawal times are a little different. It appears that there are no casinos that promise an instant withdrawal to Mastercard, and processing time can vary quite a lot between casinos. For example, BetMGM Casino has the lowest promised waiting time of 0-3 days, whereas bet365 can keep you waiting as long as 10 days. While this isn't ideal if you want a speedy withdrawal, it is reliable and safe and you can always contact customer support should you find yourself waiting longer than the stated processing time.
It's best to check on the processing times for the specific casino you're using, so you don't get disappointed if you're waiting longer than expected.
Most casinos don't charge fees for making deposits using Mastercard. You should always check before making a deposit, but most of the top casinos don't impose a fee. Something to watch out for is your bank adding a fee for using your Mastercard to make a deposit. Some banks and credit cards charge a small fee for making a deposit at an online casino.
Some online casinos will charge for all withdrawals, some will charge for certain withdrawals and others won't charge at all. When it comes to Mastercard withdrawals, they're pretty standard, and most casinos don't charge for them. There's a small possibility your bank might impose a fee their end, so it's always best to check the small print for both the bank and casino before going ahead.
Since real money gambling isn't legal in most US states, you might find yourself looking at Sweepstakes Casinos. These casinos are legal in most states and really focus on the fun side of gaming - not the money. With a social casino, you use virtual currencies to play with - usually Gold Coins, which are just for fun, and Sweepstakes Coins, which can be redeemed for prizes.
Instead of making a deposit, you purchase coin packages and use them to play the casino-style games. If you get enough eligible Sweepstakes Coins, instead of making a withdrawal, you use them to redeem prizes which can be things like money or gift cards.
We've rounded up some of the best Sweepstakes Casinos for you to use Mastercard at below. These are great alternatives to real money casinos if they're not available where you live.
| Social Casino | Welcome Offer | Number of Games | App? | Our Review |
|---|---|---|---|---|
| RealPrize | 100,000 GC + 2 SC | 500+ | Available on iOS and Android | Real Prize Review |
| McLuck | 7,500 GC + 2.5 SC | 1000+ | Available on iOS and Android | McLuck Review |
| Jackpota | 7,500 GC + 2.5 SC | 700+ | No | Jackpota Review |
| CrownCoinsCasino | 100,000 Crown Coins + 2.5 SC | 400+ | Available on iOS and Android | CrownCoinsCasino Review |
| High 5 Casino | 250 Game Coins, 5 SC + 600 Diamonds | 1600+ | Available on iOS and Android | High5Casino Review |
| Mega Bonanza | 7,500 GC + 2.5 SC | 800+ | No | MegaBonanza Review |
| WOW Vegas | 250,000 WOW Coins + 5SC | 1200+ | Available on Android only | Wow Vegas Review |
| PlayFame | 10,000 GC | 700+ | Available on iOS only | PlayFame Review |
| The Money Factory | 15,000 GC + 3SC | 1000+ | No | The Money Factory Review |
Generally speaking, if a casino accepts Mastercard as a payment method, it will give you the advertised bonus if you make a deposit using Mastercard. Below are some of the bonus deals you can get at casinos that accept Mastercard.
| Casino | Welcome Bonus |
|---|---|
| Playstar Casino | $500 deposit match + 50 free spins |
| Wheel of Fortune | Deposit $10, get $40 |
| BetMGM Casino | $1000 deposit match + $25 free bet |
| DraftKings Casino | 350 spins on a featured game + $1000 lossback within 24hrs |
| Caesars Casino | $2500 deposit match |
| Party Casino | 50 free spins |
| Bet365 Casino | $500 deposit match |
| Borgata Casino | $1000 deposit match |
| Golden Nugget Casino | $1500 deposit match + 200 free spins |
| Pokerstars Casino | $1500 deposit match |
Mastercard helps user make quick and secure payments. If a customer pays using a Mastercard, the casino's payment systems takes note of the customer's account and purchase information and sends it securely to the casino's bank. From there, the casino's bank requests that Mastercard gets authorization from the customer's bank and the transaction is submitted for authorization. The customer's bank then authorizes the transaction and sends the fund to the casino's bank and the transaction is complete.
It's always important to check that the casino you're using takes steps to protect its users details. Mastercard itself, is considered a safe payment method. It provides protection from identity fraud, but in the rare case that it occurs, it also offers a protection that means you won't pay for anything bought fraudulently. Mastercard also monitors transactions with the aim of spotting fraud and flagging up potential fraudulent transactions. You can also use yome of these tips to stay safe when using your Mastercard online:
Just like with online casinos that accept PayPal and other payment methods, there are some advantages and disadvantages to using Mastercard, as we note here. We will list some basic features before moving on to cover the payment option in more depth.
We have noted the following aspects as important areas to research with any payment method, including online casinos that accept Skrill. Let us see what we should know regarding Mastercard.
We always look at this aspect first, as we need to know whether the minimum deposit will be a good fit for our budget. We only ever play games with money we can afford to lose. Therefore, a casino that has a high minimum deposit for Mastercard users wouldn't be the best fit for us. Instead, we need online casinos that accept Mastercard and have a low minimum threshold for deposits. However, you can also check out some Amex online casinos for more options.
As for timings, it is usually the case that deposits are immediate (or as good as), so we are able to see the money arrive in our casino account, ready to play with.
When we set up a deposit method at an online casino, we usually need to use that same method for withdrawals as well. However, some casinos have a mismatch between the deposit and withdrawal methods they offer. This means we have had to find an alternative withdrawal method at times. For Mastercard online casinos, this might mean opting for a bank transfer, which could potentially take a few days to complete. Alternatively, using Neteller online casinos can provide a faster and more seamless experience for both deposits and withdrawals.
Just as a low minimum is ideal for deposits, we also need to see a high maximum when we are ready to withdraw. A low minimum withdrawal amount is good too, otherwise we can be left waiting for ages until we reach the required threshold. It is understandable to see a minimum requirement for withdrawals, but we want to know we can still access any winnings we may get from the casino games we play.
This is an interesting topic because we have seen all kinds of varied options here. Some casinos make all their bonuses available to all players, no matter the payment method chosen. Others might list one or more prohibited methods for certain offers. There is another possibility too, and that is to spot a casino promotion aimed at those using a certain method.
So, while there might be offers we would be excluded from if we used Mastercard for a deposit, we might also find an offer giving an extra bonus for those using Mastercard, so it can go either way.
Even the best Mastercard casinos only ever make it onto our list of recommended sites to play at if they are licensed by a reputable authority such a the New Jersey Gaming Control Board. Such a license ensures that you're playing at a legit and highly regulated operator that adheres to strict security and player protection standards. You can rest assured that your personal data is safe and that your Mastercard transactions are processed securely and fairly.
A good Mastercard online casino is nothing without its games. And we're not just talking about quantity here. Alongside a decent selection of slots, table, and live dealer titles, we also look for reputable software providers such as Pragmatic Play or Hacksaw Gaming. We pay attention to different game genres, whether there's any specialty games such as bingo or scratchcards available and test out some of the games extensively before we recommend an operator.
If you're not sure using a Mastercard as a payment method is right for you, consider the below alternatives.
Visa is very similar to Mastercard and also provides a user-safe way to make purchases. It offers instant deposits and relatively quick withdrawals and as it's a card payment, the method for using it is the same as Mastercard. Much like Mastercard it's a very common payment method and is accepted at most online casinos. Using a Visa card to pay doesn't exclude you from any welcome bonuses.
American Express is a popular payment method in general, but not all online casinos accept it - in fact only a handful of our top rated casinos allow you to use it to make deposits. Deposits are instant, just like with Mastercard, but not all casinos that offer it as a payment method allow you to make a withdrawal back to your AmEx card. American Express is a trusted brand that offers secure payments, but there are limited options for where you can use it.
Much like Mastercard, Discover Card has been around a long time and is considered a safe payment option. There are very few online casinos that accept Discover Card as a payment method, and the ones that do might not offer it as a withdrawal option. If you find a casino that accepts this payment method, you'll benefit from the deposit processing instantly.
Mastercard is one of the most popular payment methods for online casinos, making it widely accepted at both real money casinos and sweepstakes casinos (depending on your state). It offers users a safe and secure way to make deposits to their casino of choice, and most casinos that accept it as a payment method will also allow withdrawals to Mastercard too.
We recommend checking that the casino you're hoping to use accepts Mastercard withdrawals as well as deposits if that's your preferred method. It's worth checking out the Mastercard casinos we've put to the test in this article as you'll benefit from secure transactions and the welcome offers mentioned above.
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